How do I file a claim if someone hits my car?
Contact your insurance, if you haven’t already, and give them all the necessary information. Tell them you’re planning on filing a claim with the other party’s insurance. Then notify the other party’s insurance and tell them you’re filing a claim against one of their policyholders.
When someone hits your car what do you do?
If someone hits your car you should call the police. Then you should contact your own insurance company and the other individual involved should contact their insurer. Car accidents are scary and overwhelming.
When someone hits your car do you call your insurance or theirs?
If someone hits your car, you should call your insurance company. And if your claim can’t be resolved through the other driver’s insurance, reporting the accident to your insurance company is necessary to file a claim using your collision coverage or uninsured motorist protection.
How do you prove someone hit your car?
How to Prove Someone Hit Your Car
- POLICE REPORT. One of the most common ways to prove the other driver hit your car is by obtaining a copy of the police report filed from your accident.
- RECORD DAMAGE.
- MEDICAL RECORDS.
- KNOW YOUR TRAFFIC LAWS…
- Let Dugan & Associates Help You!
What happens if I have liability insurance and someone hits me?
Does liability insurance cover my car if someone hits me? Liability insurance does not cover your car if another driver causes an accident. If you have collision insurance, you may also be able to pay your deductible and have your collision coverage pay for the rest of the damages to your car.
What to do if someone hit your parked car and left?
Here are the first things to do in these situations:
- Don’t leave the scene or move your car.
- Locate the person who hit your car and exchange information (if possible)
- Take photos and contact the authorities to file a police report.
- Contact your insurer and file a claim if necessary.