When should I apply for Social Security when I turn 62?

You can apply up to four months before you want your retirement benefits to start. For example, if you turn 62 on December 2, you can start your benefits as early as December. If you want your benefits to start in December, you can apply in August.

Is it a good idea to collect Social Security at 62?

Key takeaways If you claim Social Security at age 62, rather than wait until your full retirement age (FRA), you can expect up to a 30% reduction in monthly benefits. For every year you delay claiming Social Security past your FRA up to age 70, you get an 8% increase in your benefit.

How long does it take to get your first Social Security check after applying?

Once you have applied, it could take up to three months to receive your first benefit payment. Social Security benefits are paid monthly, starting in the month after the birthday at which you attain full retirement age (which is currently 66 and will gradually rise to 67 over the next several years).

How much Social Security will I get at the age of 62?

How Your Social Security Benefit Is Reduced

If you start getting benefits at age * And you are the: Wage Earner, the Retirement Benefit you will receive is reduced to And you are the: Spouse, the Retirement Benefit you will receive is reduced to
62 70.0% 32.5%
62 + 1 month 70.4 32.7
62 + 2 months 70.8 32.9
62 + 3 months 71.3 33.1

Is it better to apply for Social Security online or in person?

While some may prefer to apply in person at their local Social Security office, an increasing number of retirees are finding it easier and more convenient to claim their benefits by retiring online at www.socialsecurity.gov.

What documents do I need to apply for Social Security?

Social Security Numbers (SSN)

  • Proof of the child’s birth. Original U.S. birth certificate, or Original U.S. Consular Report of Birth Abroad.
  • Proof of the child’s U.S. Citizenship. Original U.S. birth certificate,
  • Proof of the child’s identity.
  • Proof of the identity of the parent signing the application.

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