What credit score do you need for a First Premier credit card?
between 300 and 579
The First Premier Mastercard is designed for applicants with poor credit (which Experian, one of the three credit bureaus, defines as having a credit score of between 300 and 579) who want to build or restore their credit history (the card’s transactions are shared with those agencies).
What is the highest credit limit for First Premier Bank?
As mentioned earlier, your credit limit with the First Premier Bank Credit Card will be $300, $400, $500, $600, $700 or $1,000 depending on your creditworthiness. The card’s annual fee, monthly fees and program fee vary based on your credit limit.
What type of credit card is First Premier Bank?
First Premier credit cards are cards issued by First Premier Bank and targeted to people with bad credit. First Premier credit card offers are known for high fees, high interest rates, and low credit limits.
Does First Premier do a hard pull?
Yes, the First Premier Bank Mastercard does a hard pull on your credit when you apply for it online. You can apply with a bad credit, but a hard pull usually causes your credit score to further drop by 5-10 points. You can learn more about how to minimize the credit score damage here.
What credit bureau does First Premier Bank report to?
On the plus side, First Premier reports your activity to the major credit bureaus TransUnion, Experian and Equifax. I wouldn’t suggest applying for any of the cards First Premier has to offer. If you have bad credit or no credit score at all, there are plenty of other, more favorable credit cards you could try getting.
How do I put money on my First Premier credit card?
To get a First Premier Bank credit card cash advance, use the credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact First Premier Bank’s customer service at (800) 987-5521 to request one.
Can I use First Premier credit card anywhere?
You can use your First Premier credit card anywhere Mastercard is accepted because First Premier credit cards are on the Mastercard network. Mastercard is the largest credit card network, accepted in over 210 countries and territories. In the U.S. alone, there are over 10.7 million locations accepting it.
How much cash advance can I get on First Premier credit card?
10%
The First PREMIER® Bank Platinum Credit Card cash advance limit is 10% of your credit limit during the first 90 days of account opening. After that, if your account is in good standing, the issuer might increase your cash advance limit to 50% of your credit limit.
How long does it take to get your First Premier credit card?
If approved, your card will be mailed to you within 7-10 business days. If your application gets denied, you still have options. Although the First Premier credit cards are designed for individuals with bad credit, approval isn’t guaranteed.
Does Premier Bank help build credit?
This bank is not there to help you build your credit. This card is great if you have no credit, bad credit, and need to build credit. The fees are a bit steep you have an annual fee as well as a monthly fee after the first year.
Is First Premier a secured credit card?
The primary appeal of First Premier cards is that they are “unsecured.” That means that, unlike secured credit cards, they don’t require an upfront security deposit.